It's the week before Christmas and, as always at this time of year, the thought of buying and giving is foremost in everyone's mind. But the generosity of the season is often overlooked by the need to shop for more and more, often spending money we don't have to give gifts that maybe aren't even wanted. It's a good time to stop and think about how best we could put our generosity to use. All year I have been participating in the Cheapskates Savings Revolution (you can also sign up for this for 2023 here ), and this week Cath included this little story: One day a wealthy woman was talking with her financial advisor. "I have a ridiculous relationship with money" she said. "I can't stop it from coming to me. Do you know why?" "I have no idea" the financial advisor said. "It's because I'm always giving it away. You have to give to receive. It's the law of circulation" the wealthy woman replied. The moral of the s...